Most business owners approach their own bank first when they need funding. It is the obvious move. You have banked there for years, they hold your account data, and the relationship feels like it should count for something.
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Hire Purchase or Finance Lease: Which Suits Your Limited Company?
Two businesses buy the same £60,000 machine in the same month. One will own it outright in four years. The other will not, but will have paid less each month and claimed the cost differently against tax. Neither made a mistake. They simply chose different asset finance products.