BUILD EQUITY IN VALUABLE ASSETS
COMMERCIAL MORTGAGES
Secure funding to purchase or refinance commercial property or land for business purposes.
Commercial mortgages can be used for offices, warehouses, retail units, industrial premises, mixed-use developments, and land purchases.
Purchasing your own business premises can provide long-term stability, help your business build equity in a valuable asset, and reduce exposure to rising rental costs.
They can also offer potential tax efficiencies while giving businesses greater control over their premises, operations, and future growth plans.
Suitable for:
- Owner-occupied business premises
- Commercial investment properties
- Land purchases
- Property refinancing
- Business expansion projects
Key Benefits
- Spread the cost over manageable monthly repayments
- Retain working capital within the business
- Potential long-term capital growth
- Greater security and control compared with leasing
- Flexible funding options tailored to business needs
Commercial mortgages are available subject to status, affordability, and lender criteria.
DEVELOPMENT FINANCE
DEVELOPMENT FINANCE
Development finance provides funding for property construction, conversion, renovation, and large-scale refurbishment projects.
It can be used for residential developments, commercial projects, mixed-use schemes, land with planning permission, and property conversions.
This type of funding helps developers manage project costs in stages, improving cash flow throughout the build process while reducing the need to tie up large amounts of capital upfront.
Development finance can also support faster project delivery, create opportunities for business growth, and provide flexible funding structures tailored to the size and scope of the development.
ANSWERING YOUR QUESTIONS
FREQUENTLY ASKED QUESTIONS
Commercial property finance funds the purchase, development or refinancing of property for business or investment purposes. It spans commercial mortgages, bridging loans and development finance, each suited to a different stage, and is arranged through specialist property lenders rather than standard high-street mortgages.
A bridging loan is short-term funding used to move quickly, for example at auction or to complete before a sale, and is repaid on exit. Development finance is released in stages to fund a build or major refurbishment, matched to the project’s progress. Which fits depends on the work involved and your timescale.
Commercial mortgage deposits are typically higher than residential ones and vary with the property type, your business’s strength and the lender, so there is no single figure. A broker can indicate what different lenders would expect for your specific case.
It suits property investors, landlords and developers who need funding beyond a standard mortgage, whether to buy, build, convert or refinance. Terms depend on the asset, your exit strategy and your experience, which we assess before recommending options.